SM Appliance Center has partnered again with Home Credit Philippines to bring back the Grand Pay Hulugan, an exclusive sale for Home Credit customers. The promotion makes it easier to own top appliances and gadgets with flexible financing options.

Why it matters: Grand Pay Hulugan combines premium appliances from SM Appliance Center with affordable, interest-free payment plans from Home Credit, helping more Filipino families shop smart without stretching their budgets.
The promotion runs from August 1 to September 30, 2025, across more than 90 SM Appliance Center branches nationwide. Customers can enjoy exclusive deals, 0% interest installment plans, and special freebies, available only for Home Credit users.
“At Home Credit, we want to help Filipinos live better through smart financing,” said Sheila Paul, Chief Marketing Officer of Home Credit Philippines. “Grand Pay Hulugan gives customers access to trusted products at flexible terms.”
Featured Items and Deals: Customers can enjoy deals on appliances and electronics from leading brands like Samsung, LG, Panasonic, Skyworth, TCL, Whirlpool, Condura, and La Germania. Some highlighted items include:
- Samsung 55” Crystal UHD 4K Smart TV
- LG 8.5kg Top Load Smart Inverter Washing Machine
- Panasonic 1HP Split-Type Inverter Air Conditioner
- Skyworth 55” QLED Google 4K TV
- Select Skyworth TV purchases come with a ₱500 McDonald’s gift certificate.
Grand Pay Hulugan lets customers upgrade their home entertainment, stay cool with air conditioners, or invest in energy-efficient appliances—all while keeping payments manageable.
Grand Pay Hulugan Highlights
- Up to 40% off on select appliances
- No downpayment for existing Home Credit customers
- 0% interest on all Home Credit installment plans
- Flexible payment terms: up to 18 months on most items, and up to 24 months on select Samsung AV/TV models
- Available exclusively to Home Credit users
For full details, visit your nearest SM Appliance Center, the SM Appliance Center website, or its Facebook page. Promo runs from August 1 to September 30, 2025. Terms and conditions apply.
For updates from Home Credit Philippines, visit www.homecredit.ph or download the Home Credit App from Google Play, App Store, or Huawei AppGallery. Follow Home Credit on Facebook, Instagram, and TikTok.
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