The Bank of the Philippine Islands has expanded its digital payment services with the electronic AutoDebit Arrangement or eADA platform, allowing clients to automate recurring bill payments directly from their accounts.
The bank said the paperless system is designed to help customers manage monthly obligations without manual transactions or the risk of late fees.
Why It Matters: Recurring bills such as utilities, telecom services, insurance, and loan payments can be easy to overlook. Automated debit systems reduce missed deadlines and support a shift toward digital financial management while minimizing paper-based processes.
Through eADA, BPI clients can link their savings or checking accounts to over 200 partner billers across telecommunications, utilities, consumer finance, insurance, and automotive financing.
According to the bank, enrolled payors in 2025 increased to nearly five times the 2024 level, reflecting growing adoption of the platform.
Enrollment is completed online through the eADA website. Users select their preferred biller, enter account details, and log in to their BPI Online account to authorize the arrangement. Once activated, payments are automatically processed every billing cycle.
BPI said all eADA transactions are protected by its digital security systems to safeguard client information and funds.
Louie Cruz, Head of BPI Institutional Banking, said the platform forms part of the bank’s broader effort to strengthen its digital ecosystem and simplify everyday financial tasks for clients.
As more financial services move online, will automated payment platforms become the standard for managing household expenses in the Philippines?
