The answer: Home Credit. They are all over the country with more than 3,500 partner retailers, concept stores, and authorized dealers alike, so getting your dream gadget isn’t that hard anymore.
To apply for a Home Credit installment plan, one must visit a partner store and present at least two valid IDs. One must be a government-issued document, so any of these would do: SSS, PRC, Driver’s license, Voter’s ID, Passport, or UMID.
You can also present one or more of these secondary IDs to up your chances of application approval: Bank account statement, Brgy. Certificate/Clearance, Certificate of Employment, Credit/Saving Card, Company ID, Electric bill, Mobile phone bill, Water bill, PAGIBIG/HDMF ID, PhilHealth Card, Phone bill, Postal ID, Remittance Slip, Salary Slip, TIN, or NBI Clearance.
Once everything has been filled out, approval will take as fast as one minute. You can get the vivo V20 SE for PHP 15,999, vivo V20 for PHP 19,999, and the vivo V20 Pro for PHP 24,999 — all available at 6, 9, 12, 15, and 18 months 0% interest installment terms.
You can get these plans with a corresponding downpayment at any store with Home Credit booths nationwide. This will run in stores starting October 23, 2020.
You can also get them at other retailers such as Automatic Centre at their in-store installment price, with up to 18 months terms on 0% installment.